Remote Deposit Capture

Enjoy faster availability of funds, later deposit cutoff times, and eliminate trips to the bank. Less time spent waiting in line at the bank and less travel to the bank save time and gasoline expenses. Little or no training is needed to use the intuitive Simply Deposit web based software and seamlessly integrated scanner. Deposits can generally be made in less than 5 minutes. Get detailed reports, track deposit history, access images of checks. Get all of the information you wish you could get easily from your bank. Generally funds will be available the next business day as long as checks are successfully deposited with Simply Deposit by 6 PM eastern. With litigation at an all time high this program eliminates the unnecessary risks associated with trips to the bank: car accidents, personal injury, theft or loss. Learn More

90 Days Same as Cash

Accept up to 4 checks for the amount of purchase and let your customer extend their buying power while you deposit the checks in 30 day intervals.
This is for that time when your customer faces a financial predicament (for example a pet becomes hurt or ill or a costly dental procedure is not covered by insurance), or a home emergency/ improvement occurs such that stretching the payments out over a 90 day period becomes the key to solving your customer’s concerns! Or, how about the customer in the furniture store having trouble making up their mind regarding the purchase of that crucial extra

Check Authorization

Check authorization is a simple process at the point of sale. Your sales associate enters the customer's driver's license information into the point-of-sale credit card terminal and/or slides the check through a check reader to capture the bank account data. In less than one second, Secure Payment Systems authorizes the check from its database of millions of records, accessing both local and national negative files of unpaid checks.

Electronic Check Conversion

Imagine a check transaction that feels like a credit card transaction! After scanning your customer's check an image of the check is instantly stored in the check reader/imager! A receipt is printed from the terminal which the customer signs allowing for ACH funds transfer! You hand the check back to your customer and funds are credited to your account within 48 hours. Now you can eliminate going to the bank and worries about losing or having your check deposits stolen. Plus, you get rid of costly deposit item charges, bad check fees, banking time & effort, deposit ticket costs, & cash flow delays.

One-Time & Recurring Electronic Debits & Credits

achXPRESS is our new & improved web-based ACH processing tool designed for small and medium-sized businesses. It facilitates the electronic transfer of an authorized payment from a consumer's checking or savings account to the business' bank account, and vice versa with the introduction of our new "electronic credit" feature.

Check21 Solution

Secure Payment Systems expresscheck21 is a hybrid, "patent pending" web-based ARC Check 21 solution that processes and deposits all types of paper items into electronic transactions or substitute checks, better known as IRD, all through a single point of entry system.

With expresscheck21 you can continue to accept your customer's paper check payments, either at your business location or via the U.S. mail. You can then electronically process and deposit checks without having to go to your bank. Scan, process and deposit all types of paper items at your business location using a check scanner. Captured images and data are then transmitted for clearing and electronically deposited into your bank account.